Exactly — you captured it perfectly. The irony is that even as firms like Ameriprise move toward more fee-based models, they’re still bound by legacy compensation structures that blur the lines for clients. That’s why I’m so passionate about helping investors see the difference between “fee-based” and truly fee-only fiduciary advice — transparency shouldn’t require a 21-page disclosure.
Exactly — you captured it perfectly. The irony is that even as firms like Ameriprise move toward more fee-based models, they’re still bound by legacy compensation structures that blur the lines for clients. That’s why I’m so passionate about helping investors see the difference between “fee-based” and truly fee-only fiduciary advice — transparency shouldn’t require a 21-page disclosure.